It's not something I thought about - my identity and that of my children. It's not something I considered a top priority to monitor and make sure it was protected. Then we pulled our credit reports, and I saw a suspicious account using my name. After investigation, and even talking to the police, I learned that the account was opened by my mother while I was a still a minor. She used my information to open an account. A little messed up, but after providing the company with solid proof that I was a minor at the time the account was opened, it was cleared from my credit report.
Had we not decided to start monitoring our credit, I would have never never known.
It's important to keep an eye on what's going on, and with LifeLock, you can rest a little easier. They'll send you alerts if anything pops up, anything suspicious and bam, you can get an email or even a text alert. No more waiting for that free annual credit report from the top three credit bureaus to spot anything strange, now as soon as it happens you can know.
Have you ever thought about just HOW your identity can be stolen? Let's look at a few ways:Dumpster Diving:
Criminals pull trash and find receipts, old bills, whatever you've thrown away with your personal information printed on itStolen Wallet:
Pretty obvious one. Take a look at the contents of your wallet - bank cards, credit cards, license, maybe even your Social Security card is in there. All gone in a second."Shoulder Surfing":
Use a public computer, like at a library or school? Someone could be watching over your shoulder and taking notes on your account information while your pay your electric bill.
You can read more about how your identity can be stolen on the LifeLock website
Since we've kept tabs on everything, I have no alerts for my name or address according to the site. There is a whole profile of information to fill out - the contents of your wallet, credit cards, even your home address to make sure no one is using any form of your personal information in a criminal manner.
You can check out the services that LifeLock offers on their website.
To help you in 2013 protect yourself and your family, we're giving away a ONE YEAR MEMBERSHIP to LifeLock to one lucky reader!
How to enter:
*Mandatory* Leave a comment and tell us if you are monitoring your personal information or not. Do you shred your personal papers? Encrypt passwords and vary them amongst accounts? What other measures are you taking?
*Leave a comment for each action that you complete*
Like Momaroo on Facebook
Follow Momaroo on Twitter
Like LifeLock on Facebook
Follow LifeLock on Twitter
Tweet this giveaway -- Win a 1 year @LifeLock Membership from @Momaroo! Ends 12/14 http://ow.ly/fJYc0
You MUST include your email address so that we can contact you if you are the winner!
Giveaway is open to all US residents only, age 18+. Giveaway will end 12/14 11:59pm EST and winner will be drawn at random from all valid entries.
Membership was provided to facilitate review. All opinions are of post author.